TOOLS

Stripe alternatives for unsupported countries

Stripe only supports a fixed list of countries and regions. If your business is outside it, these are the cleanest alternatives for software, SaaS, and digital products in 2026.

Merchant of recordPayment processorRecurring billingUsage-based billing
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Accepts any nationality

Stripe rejected your country. Dodo takes it.

Dodo Payments is a merchant of record that accepts sellers of any nationality. They handle checkout, sales tax, and payouts so you can sell SaaS and digital products without a Stripe account.

Start with Dodo Payments

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5 alternatives compared

Paddle

Merchant of record

Merchant of record for software and digital products. Paddle handles tax collection and remittance for you, and its public pricing starts at 5% + $0.50 per transaction.

Merchant of recordSubscriptionsSaaS
Fee
5% + $0.50
Coverage
200+ countries/territories
Tax handling
Merchant of record
paddle.com →

Polar.sh

Merchant of record

Open-source merchant of record for digital products. Polar handles global sales tax on sales and publishes a supported payout-country list for sellers.

Merchant of recordOpen sourceIndie devs
Fee
4% + $0.40
Customer payments
Global except sanctioned countries
Payouts
Stripe Connect Express
polar.sh →

Creem.io

Merchant of record

Merchant of record for SaaS, AI tools, and digital products. Creem keeps pricing simple and publishes both supported-country and unsupported-country lists.

Merchant of recordDigital productsMicro-SaaS
Fee
3.9% + $0.40
Coverage
190+ countries
Payouts
86 supported countries
creem.io →

PayPal

Payment processor

Available in more than 200 countries and regions. It is not a merchant of record, so you still handle your own tax and compliance setup.

200+ countriesNo MoR
Fee
Varies by country
Subscriptions
Yes
Currencies
25
paypal.com →

Which option works for your country?

Country support changes often. Treat preview, invite-only, or sanctions-restricted markets as blocked unless the provider’s own docs clearly say otherwise.