Airwallex

Global · Business account

Monthly fee

$0 with qualifying activity; otherwise $29/month on the US Explore plan

Non-residents

Supported

Multi-currency

Yes

FDIC insured

Varies by entity; eligible US partner-bank funds may have pass-through coverage

Non-resident friendlyMulti-currencyConditional monthly feeGlobal entities

Overall

Mercury

United States · Business account

Monthly fee

$0

Non-residents

Supported

Multi-currency

Payments only

FDIC insured

Yes

Non-resident friendlyNo monthly feesFDIC insuredAPI access

Overall

Wise Business

Global · Business account

Monthly fee

$0

Non-residents

Supported

Multi-currency

Yes — 40+

FDIC insured

Conditional — eligible US interest balances

Non-resident friendlyMulti-currencyNo monthly feesGlobal entities

Overall